welcome, fellow sailor

We help you navigate the credit system

Outsmarting a system designed to keep most people in eternal debt takes vigilance, creativity, and resolve. Together, we’re finding a way.

Bankruptcy, debt settlement, or ….?

Each form of debt relief has its pros and cons. We ask the experts which might be right for you.

“I put on a brave face for so long, hiding the reality of my debts from family members and friends. Finding this community has been a salve.”

jill ledyard